Trading Loan

We, at Goodwill, give utmost priority to our customer’s convenience. Keeping this in mind we have started the Trading Loan to provide our customer with flexibility to transact from any branch of our company. This is applicable to our current branch as well as the array of branches we would be opening in near future.

It is a loan for financing working capital and Term Loan needs of Retail and Wholesale trading activities other than Export. It is a Term Loan for acquisition of fixed assets to run the trade and business.
 

Loans

Loan of interest

2

Salient Features

  • Financing up to 80 % of distress value.
  • Loan tenure of maximum 5 years.
  • Rate of interest up to 13.00% to 16.00%.
  • Processing fees Upto 1.25%.
  • Required Documents

  • Loan application
  • Citizenship of borrower
  • Family details
  • Company / firm registration certificate
  • PAN registration certificate
  • Memorandum of association
  • Article of association
  • Share lagat
  • Balance sheet
  • TAX clearance certificate
  • Minute of company
  • Lalpurja, Blueprint and Trace map of land and building
  • Tax payment receipt of land and building
  • Char Killa Pramanit from ward office/VDC
  • Ownership transfer documents (Rajinama likhet)
  • Building construction permission
  • Construction completion certificate (If building is attached to land and completed)
  • Monthly income source with supporting documents
  • Other documents based on requirement