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We take care of your INTEREST
Our new Interest Rates on Deposits & Loans
Effective from 1st Bhadra, 2081 (17th August, 2024)
Published on 32nd Shrawan, 2081 (16th August, 2024)
Interest Rates (% p.a.)
| S.N. | Fixed Deposit | Individual | Institutional | Remittance |
|---|---|---|---|---|
| 1 | 3 Months | 6.25% | - | - |
Savings Deposits
4.20% - 5.20% p.a.
Call Deposits
upto 2.10%
A. Our New Interest Rate on Lending
| Credit Facility | Interest Rate |
|---|---|
| Industrial Loan | Premium up to 3.50% p.a. on Base Rate |
B. For Individual borrower availing Term Loan
(repayment period above 1 year)
| Credit Facilities | Up to 3 Yrs | Up to 5 Yrs | Up to 10 Yrs & above |
|---|---|---|---|
| Housing Loan | 12.50 to 13.50 | 13.50 to 14.50 | 15.00 |
Base Rate for the month of (Ashadh)
10.83%
Average Base Rate (BR)
10.35%
Note:
- Interest rate applicable on forced loan may vary with risk premium from the published rate.
- Interest rate in consortium financing as decided by consortium.
- Interest rate in NPA accounts may vary from the published rate.
- Penal Interest of plus 2% p.a. will be applied on overdue amount.
- Risk premium up to plus 3% p.a. may be charged to cases attracting additional provisioning as per regulatory requirement.