Trading Loan

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Trading Loan

It is a loan for financing working capital and Term Loan needs of Retail and Wholesale trading activities other than Export. It is a Term Loan for acquisition of fixed assets to run the trade and business.
 

Services

Salient Features

  • Financing up to 80 % of distress value.
  • Loan tenure of maximum 5 years.
  • Rate of interest up to 13.00% to 16.00%.
  • Processing fees Upto 1.25%.

    • Required Documents

  • Loan application
  • Citizenship of borrower
  • Family details
  • Company / firm registration certificate
  • PAN registration certificate
  • Memorandum of association
  • Article of association
  • Share lagat
  • Balance sheet
  • TAX clearance certificate
  • Minute of company
  • Lalpurja, Blueprint and Trace map of land and building
  • Tax payment receipt of land and building
  • Char Killa Pramanit from ward office/VDC
  • Ownership transfer documents (Rajinama likhet)
  • Building construction permission
  • Construction completion certificate (If building is attached to land and completed)
  • Monthly income source with supporting documents
  • Other documents based on requirement