Hattisar, Kamalpokhari , Kathmandu

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Interest Rate

Saving Deposits % Per Annum
Saving Deposits and Call Deposits 4.50%-6.00% p.a
(Interest cumulated on daily balance but credited quarterly.)
Fixed Deposits % Per Annum
3-9 Months (Individual) 6.50% - 7.00% p.a. Interest Paid quaterly
1 year (Individual) 8.00% p.a. Interest Paid quarterly
1 year (Institutional) 7.50% p.a. Interest Paid quarterly
2 years (Individual) 8.50% p.a. Interest Paid quaterly
2 years (Institutional) 7.75% p.a. Interest Paid quaterly
3 years & Above Negotiable
Lending Rates % Per Annum
Agriculture Loan Premium up to 5% p.a. on Base Rate
Education Loan Premium up to 5% p.a. on Base Rate
Gold Loan Premium up to 5% p.a. on Base Rate
Hire Purchase Loan Premium up to 5% p.a. on Base Rate
Housing Loan Premium up to 5% p.a. on Base Rate
Loan Against Fixed Deposit of GFIL Coupon Rate plus up to 3%
Loan Against Government Bond Base Rate or Coupon Rate whichever is Higher plus up to 3%
Margin Lending Premium up to 5% p.a. on Base Rate
Trading Loan Premium up to 5% p.a. on Base Rate
Industrial Loan Premium up to 5% p.a. on Base Rate
Personal Loan Premium up to 5% p.a. on Base Rate
Deprived Sector Premium up to 5% p.a. on Base Rate
Foreign Employnment Loan Premium up to 5% p.a. on Base Rate