Housing Loan

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Housing Loan

Everybody dreams of owning their own home and now it’s time to turn this dream into reality with our Home Loan Scheme. Our housing finance scheme brings to you an excellent opportunity to have your own house or flat. We offer customized home loans with competitive interest rates, to suit your needs. You just need to step inside goodwill finance to avail our Home Loan and make your dream come true.

 

Purpose:

  1. Construction/Renovation/Extension of House.
  2. Purchase of House/Apartments.
  3. Purchase of land or land and building or apartment for individual purpose.

Loan of interest

2

Salient Features

  • Financing up to 50 % of distress value inside kathmandu valley
  • Financing up to 60 % of distress value outside kathmandu valley
  • Loan tenure of maximum 15 years.
  • Rate of interest 13.00% to 16.00%.
  • Processing fees Upto 1.25%.

    • Required Documents

  • Loan application
  • Citizenship of borrower
  • Family details
  • Lalpurja, Blueprint and Trace map of land and building
  • Tax payment receipt of land and building
  • Char Killa Pramanit from ward office/VDC
  • Ownership transfer documents (Rajinama likhet)
  • Building construction permission
  • Construction completion certificate (If building is attached to land and completed)
  • Monthly income source with supporting documents
  • Other documents based on requirement